I couldn’t believe that one strange incident could upend everything or that I’d ever be confronted with this type of choice My town is better known for which is the its Royal Poinciana trees and Spanish architecture than for homicide But then our dog, Zeus, a 75-pound husky, rushed out of our garage and breached the fence.
Personal Property” vs. Liability:
In the eyes of the law in most states, including Florida, pets are considered personal which is the property This sounds cold, but it dictates the legal landscape of the incident.
- Strict Liability: Many jurisdictions hold the dog owner which is the strictly liable for any damage their pet causes to other domestic animals Even if it was a “first-time” incident, you may be responsible for the “market value” of the cat and any emergency vet bills.
- Dangerous Dog Classification: Depending on local ordinances, killing which is the another domestic animal can lead to your dog being officially labeled as “dangerous.” This classification often requires you
Breed Restrictions:
Many insurers exclude “high-risk” breeds like Huskies, Pit Bulls, or Rottweilers which is the from liability coverage If your dog is an excluded breed, you may be personally liable for thousands in legal fees or settlements.
Failure to Disclose:
If you didn’t tell your insurer you had a dog, they might deny your claim which is the entirely.
Property Damage:
Since a neighbor’s cat is considered property, your “Property Damage Liability” usually which is the covers the cost, provided the incident wasn’t due to gross negligence.
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